Our retirement system is broken.
It’s a problem we can solve, a disaster if we don’t.

 

We are facing a retirement crisis

25 million

retired Americans will face poverty or near-poverty in retirement by the year 2050.

86%

of Americans believe America “faces a retirement crisis.”

Over the next two decades, almost 10,000 Americans will reach retirement age every single day. They deserve to live their older years in dignity.  Instead, they will experience a dramatic drop in their standard of living.

If we do not take action, America will face rates of poverty among senior citizens not seen since the Great Depression – and the strain of this newly poor population will devastate federal, state, and local budgets for decades to come.


Our current system is failing us

Retirement Savings Gap

Americans today are navigating a broken retirement system, forced to cobble together a plan for their future without the knowledge or tools to do so successfully.

Today, nearly half of private sector workers lack access to any form of employer retirement plan.

Even for those fortunate enough to have a plan, they’re working with tools that fail to provide a secure retirement.

  • Inconsistent access to workplace plans
  • Sub-par returns with unnecessary liquidity
  • Insufficient savings with no lifelong guarantee
  • Lopsided subsidies that benefit the wealthy


As a result, the vast majority of Americans are not prepared for their financial future and many will face a drastic drop in their quality of life upon retirement.