Americans deserve a solution.
The Retirement Savings Plan is a better way forward.

 

Our plan for a better future

We are proposing a visionary, bipartisan, and surprisingly simple solution. It’s built on personal responsibility, facilitates personal savings, and guarantees that all full-time workers can be secure in their retirement.

Greater expected returns and more secure financial stability throughout retirement.

Greater expected returns and more secure financial stability throughout retirement.


Built on simple, proven ideas

Universal coverage

Our plan creates a nationwide system that allows all workers to save enough for retirement. Through a combination of a tax credit and tax deduction, our plan makes this contribution nearly free, for both the government and the vast majority of Americans alike.

Effectively Invested

Our plan ensures workers’ money works harder for them. By investing in lower-risk, longer-term strategies, savings will generate a higher rate of return than traditional 401(k) or IRA plans, without increased risk.

Above: Modest differences in rate of return can create significantly different savings over time.

Above: Modest differences in rate of return can create significantly different savings over time.

Lifelong guaranteed income

Upon retirement, our plan guarantees annuitized returns that create lifelong financial security as long as retirees and their spouses live, ensuring stability and peace of mind.

No new taxes or impact on the deficit

The plan’s tax credits are fully paid for by redirecting existing government subsidies away from the wealthiest Americans and spreading it over the entire income distribution. In addition, by tackling the retirement crisis head-on, the plan creates additional savings for the government in the future.